A paradigm shift designed to improve funding decisions, increase operational efficiency and mitigate risk

Structured finance funding and analysis redefined
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Modular by Design

Insight Module

The Insight module is the foundation for the rest of K and, at its core, is designed to provide business users with the ability to aggregate, calculate, enrich, analyze and report on data from other source systems such as a client's servicing system, data warehouse(s) or Moody's ABS Suite and ABS System products.  

Funding Module

Funding is a powerful module for organizations looking to select assets for inclusion in various types of structured funding vehicles. This includes term securitizations, whole loan sales, pledging, warehouses, conduits, REITS, etc.

The funding module redefines the way asset selection for structured funding is performed by leveraging a complex mixed integer solver, which not only solves based on funding vehicle specific eligibility and exclusion criteria, but also ensures that source pools stay in compliance.

Waterfall Module

The Waterfall module manages the liability side of a structured finance transaction and provides a robust, user-friendly interface for setting up the waterfall and capital structure associated with warehouses, securitizations and other types of structured finance instruments.

Waterfall, which is highly flexible with respect to unique structures, triggers, credit support and bond distribution types can be used for warehouse or term securitization reporting on a stand-alone basis or as a complement and reconciliation tool for models built in ABS Suite or ABS System.

Ledger Module

The Ledger module streamlines the accounting requirements of your structured finance program.  It provides full subledger functionality with balance sheet and journal views, and generates accounting entries automatically with the financial data from the rest of the system.

The associated journal information and values are specified on the accounting templates to create posts. The system ensures that only balanced entries are posted to the ledger.

Unlock Answers to Common Ki Questions

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What kind of business intelligence can I perform using Ki?

Ki provides capabilities to allow business users to quickly analyze loan, aggregate and deal data and analyze performance of both their structured finance collateral and funding vehicles.
Users are able to perform real-time analysis of both current period and historical data and dynamically create new fields/measurements to aid in their review. Data is available in both graphical and tabular formats.

What asset classes does Ki support?
Does Ki support customized reporting?
What type of structured finance related calculations can Ki perform?
Am I able to drill into underlying loan level data once I generate output for reporting?
How does Ki optimize funding?

Ki's funding engine incorporates a complex, mixed-integer solver. The solver takes into account all of the compliance rules and concentration limits established by the user, along with the desired pool balance to select assets that will not only keep the pool in compliance but also maximize the funding amount.

Learn about funding optimization
Can I maximize or minimize on variables other than balance?
Can users establish their own eligibility and compliance rules?
How does Ki support "term-out" scenarios from both existing warehouse lines and unencumbered assets?
How does Ki ensure that assets are not selected for more than one deal during the funding process?
How does Ki support the warehouse allocation process?
How does modeling in Ki work? Will I need to learn a complicated scripting language?

Ki is built with a highly modern user-interface that provides significant flexibility while also leveraging a paradigm that simplifies the overall modeling process. While users certainly need to understand the complexities of structured finance deal modeling, Ki aims to provide a paradigm that does not require end users to learn a complicated scripting language. Individuals with experience modeling structured finance transactions will be in a position to quickly learn how to use the Ki modeling tools.

How can Ki help me automate Investor Reporting?
Can I validate report output and understand how values were derived?
What kind of journal entries can be generated by Ki?

Ki provides two types of ledgers: dataset and funding vehicle.  Any numeric summary column viewable in Insight is available for making posts within a dataset ledger. Funding vehicle ledgers can access debt values from the Waterfall module for their posts.
Users will find the capability with Ki to do any sort of pledged asset, trust or debt accounting and can consolidate the different ledgers into a single export.

Does Ki support my chart of accounts?
How can I verify that I entries are correct?
Does Ki support accounting close?
How do I feed entries from Ki into my general ledger?

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